By

David Okafor

Investing & Wealth Editor

• Former equity analyst, global asset manager
• CFA charterholder
• 10+ years covering index investing
• Leads TGC's fund fee & expense-ratio analysis

David Okafor is The Global Credit's Investing & Wealth Editor, covering long-term investing for everyday savers: index funds, ETFs, retirement accounts and the quiet math of building wealth. He came to journalism from a global asset manager, where he worked as an equity analyst valuing companies across US and European markets — and saw firsthand how rarely active stock-picking beats a low-cost index after fees and taxes. That experience shapes everything he writes. His guides avoid predictions, hot stocks and market timing in favor of the factors savers actually control: expense ratios, diversification, tax efficiency and investor behavior. He is a CFA charterholder and has spent more than a decade explaining index investing, compounding and risk in plain language, always with the arithmetic shown so readers can check it themselves. Articles are researched with AI assistance and reviewed by a human editor before they go live, and updated when fund fees, contribution limits or tax rules change.