Warum Indexfonds die Aktienauswahl schlagen (die Zahlen, nicht der Hype)
Nach 20 Jahren Daten ist das Urteil klar: Indexfonds schlagen aktives Stock-Picking für ~90 % der Anleger.

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Investing & Wealth Editor
David Okafor is The Global Credit's Investing & Wealth Editor, covering long-term investing for everyday savers: index funds, ETFs, retirement accounts and the quiet math of building wealth. He came to journalism from a global asset manager, where he worked as an equity analyst valuing companies across US and European markets — and saw firsthand how rarely active stock-picking beats a low-cost index after fees and taxes. That experience shapes everything he writes. His guides avoid predictions, hot stocks and market timing in favor of the factors savers actually control: expense ratios, diversification, tax efficiency and investor behavior. He is a CFA charterholder and has spent more than a decade explaining index investing, compounding and risk in plain language, always with the arithmetic shown so readers can check it themselves. Articles are researched with AI assistance and reviewed by a human editor before they go live, and updated when fund fees, contribution limits or tax rules change.
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