Credit Card Payoff Calculator
See how long it takes to clear your card balance — and what it costs you in interest. Adjust the monthly payment to see the impact of paying more.
Credit Card Payoff Calculator
- Required monthly payment
- Months to payoff
- Payoff date
- Total interest
- Total paid
If you only pay the minimum
Assumes a typical minimum payment of 1% of the balance plus interest (at least $25), recalculated each month.
Month-by-month schedule
| Month | Payment | Interest | Principal | Balance |
|---|
For illustration only. Real card terms — daily compounding, fees, penalty APRs — can change the outcome.