Mortgage Rates by Country & Term
Compare today's average mortgage rates across five markets, grouped by country and term. Benchmarks are refreshed at build time from public national sources — use them to gauge whether a lender's quote is competitive.
Rates updated
United States
| Provider | Product | APR | As of |
|---|---|---|---|
| Freddie Mac PMMS | 30-year fixed | 6.69% | |
| Freddie Mac PMMS | 15-year fixed | 6.01% |
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly via FRED.
Canada
| Provider | Product | APR | As of |
|---|---|---|---|
| Bank of Canada | 5-year fixed (conventional) | 6.09% | |
| Bank of Canada | 3-year fixed (conventional) | 6.05% |
Posted conventional mortgage rates at chartered banks, published weekly by the Bank of Canada. Negotiated rates are usually lower.
United Kingdom
| Provider | Product | APR | As of |
|---|---|---|---|
| Bank of England | 2-year fixed (75% LTV) | 4.79% | |
| Bank of England | 5-year fixed (75% LTV) | 4.61% |
Average quoted rates on new 75% LTV fixed-rate mortgages from the Bank of England's monthly household rate series.
Germany
| Provider | Product | APR | As of |
|---|---|---|---|
| Bundesbank (MFI statistics) | 10+ year fixed | 3.62% | |
| Bundesbank (MFI statistics) | 5–10 year fixed | 3.71% |
Average rates on new housing loans to households by initial rate-fixation period, from the Bundesbank's MFI interest rate statistics (latest published month).
Brazil
| Provider | Product | APR | As of |
|---|---|---|---|
| Banco Central do Brasil | Housing loan (SBPE, market rate) | 11.50% |
Average rate on new free-market (SBPE) housing loans as published by the Banco Central do Brasil (latest published month).
How we source these rates
US figures are national averages from the Freddie Mac Primary Mortgage Market Survey (FRED). Other markets use the national sources noted under each table; rows backed by a public machine-readable series refresh at build time, others show the latest published snapshot. Your actual rate depends on credit profile, down payment, loan amount and location.
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